Find SR-22 Insurance Quotes in California
Compare SR-22 insurance quotes that satisfy California DMV requirements. Get rates for DUI, high-risk drivers, and more.
If your quote depends on ownership status, a filing requirement, or minimum-coverage shopping, compare California non-owner car insurance options, review California SR-22 insurance requirements, and check cheap California car insurance coverage paths.
California SR-22 Filing Information
Quote Comparison in Minutes
Potential Savings up to 30%
Call Now
Speak to an agent
Compare Quotes & Save
Compare rates in just minutes
Start My SR-22 Quote
By continuing, you agree to our Privacy Policy and Terms & Conditions
By submitting, you agree to receive text messages from QuoteMoto related to your insurance quote, reminders, and account updates at the phone number you provide. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for help.
Secure & Encrypted
Your information is protected
Highly Rated Service
Independent California comparison service
Compare Multiple Quotes
Compare available quotes on equivalent coverage
Fast & Free
Submit a quote request with no purchase obligation
Review Available Insurance Quotes
Compare equivalent coverage and verify every provider and policy term
Why You May Need SR-22 Insurance
California requires SR-22 insurance for various violations. We help drivers get back on the road legally.
DUI/DWI Conviction
Required after alcohol or drug-related driving offenses
Driving Without Insurance
Caught driving without proper liability coverage
Multiple Violations
Excessive points or repeated traffic violations
License Suspension
Reinstating driving privileges after suspension
Why Choose Us?
We offer the best insurance options with the best service
Fast SR-22 Filing
Verify SR-22 filing support, timing, and confirmation with the insurer
Affordable Rates
Compare quotes from multiple insurers specializing in SR-22 coverage
Multiple Coverage Options
Find SR-22 with your auto policy or as a non-owner certificate
Expert Support
Our specialists understand California SR-22 requirements and can guide you
What is SR-22 Insurance?
Understanding California's Financial Responsibility Certificate
SR-22 Explained
An SR-22 is not insurance itself, but a certificate filed by your insurance company with the California DMV to prove you have the required liability coverage.
- It's a financial responsibility filing required by the DMV
- Your insurance company files it electronically
- You need to maintain it for typically 3 years
Important Note:
If your SR-22 insurance lapses or is cancelled, your insurer must notify the DMV, which may result in license suspension.
California SR-22 Requirements
Understanding the minimum coverage and filing requirements
Current California minimum coverage limits
California raised its minimum liability requirements under SB 1107. This is the shift drivers and riders still need to meet today:
Prior minimum
15/30/5
→
Current minimum
30/60/15
In effect since January 1, 2025
Minimum Liability Requirements
Bodily Injury Per Person
$30,000
Bodily Injury Per Accident
$60,000
Property Damage
$15,000
California requires these minimum liability limits for SR-22 insurance. Higher limits are recommended for better protection.
SR-22 Filing Requirements
- 1
Continuous Coverage
You must maintain continuous SR-22 coverage for the entire required period without any lapses
- 2
Electronic Filing
Your insurance company files the SR-22 certificate electronically with the California DMV
- 3
Proof of Coverage
You'll receive a copy of your SR-22 certificate for your records
- 4
Automatic Reporting
Any changes or cancellations are automatically reported to the DMV by your insurer
SR-22 Insurance Costs in California
Average Monthly Cost
$75-$200
SR-22 Filing Fee
$25-$50
Required Duration
3 Years
Potential Savings
Up to 30%
SR-22 Insurance Options
Choose the coverage type that fits your situation
Standard SR-22
Non-Owner SR-22
High-Risk SR-22
Standard SR-22
Standard SR-22 Insurance
For drivers who own a vehicle and need SR-22 certification
Featured Benefits:
- Meets California minimum requirements
- Can add comprehensive & collision
- Multiple payment options available
Starting at
$19/mo
Actual rates depend on driving history
Non-Owner SR-22
Non-Owner SR-22 Insurance
Perfect for drivers who need SR-22 but don't own a vehicle. Provides liability coverage when driving borrowed or rented cars.
Featured Benefits:
- Lower cost than standard SR-22
- No vehicle required
- Coverage for any car you drive
Starting at
$15/mo
Per month. Rates vary by driver.
High-Risk SR-22
High-Risk SR-22
Specialized coverage for multiple violations or serious offenses
Featured Benefits:
- Coverage when others say no
- Experienced high-risk specialists
- Flexible payment arrangements
Starting at
$28/mo
Rates vary based on violations
Getting SR-22 Insurance is Simple
We guide you through the entire process from quote to filing
1
Get Your Quote
Enter your information and get instant SR-22 insurance quotes
2
Choose Coverage
Select the policy that meets California requirements and your budget
3
Complete Purchase
Finalize your policy online or with an agent's help
4
SR-22 Filed
Your insurer files the SR-22 certificate with the DMV immediately
Illustrative SR-22 Situations
Examples of questions to review with a licensed professional
MR
Michael R.
Los Angeles, CA
A driver with a DUI may need to compare eligible policies and confirm the required SR-22 filing before relying on coverage.
Illustrative scenario
JL
Jennifer L.
San Diego, CA
Filing timing varies by insurer. Ask how confirmation is delivered and verify status with the DMV when required.
Timing varies
DT
David T.
Sacramento, CA
Multiple violations can affect eligibility. Availability depends on the insurer and the applicant's complete record.
Eligibility varies
Compare Available Insurance Options
As an independent comparison service, we help you compare available California options
Dairyland Insurance
Foremost Insurance Group
Progressive
National General
Infinity
QuoteMoto is an independent insurance comparison service, not an insurance company. We help you compare quotes from multiple carriers but do not sell insurance directly. All insurance products are offered through the respective insurance companies.
Ready to Get Your SR-22 Certificate?
Compare quotes from California's top SR-22 insurance providers and get back on the road legally.
- Fast electronic filing with California DMV
- Multiple payment options available
- SR-22 with vehicle or non-owner policies
- Expert help throughout the process
Start Your Quote
Frequently Asked Questions
How quickly can I get SR-22 insurance in California?
Filing support and timing vary by insurer. Ask how confirmation is delivered and verify the required status before driving.
How much does SR-22 insurance cost?
SR-22-related costs vary by driver, insurer, coverage, and the reason for the filing. Confirm the filing fee and premium through an actual quote.
What happens if I let my SR-22 insurance lapse?
If your SR-22 insurance lapses, your insurance company is required to notify the California DMV immediately. This typically results in license suspension until you reinstate your SR-22 coverage.
Can I get SR-22 insurance without a car?
Yes, you can get a non-owner SR-22 policy if you don't own a vehicle. This provides liability coverage when driving borrowed or rented vehicles.
How long do I need to maintain SR-22 insurance?
In California, you typically need to maintain SR-22 insurance for 3 years. The exact duration depends on your specific violation and court requirements.