California insurance guidance, ready for your application.

Quick start

Make a GET request with an Accept: application/json header. Select en or es with the locale parameter; English is the default. Do not include a request body or personal information.

curl --get 'https://www.quotemoto.com/api/agent/v1/guidance/california-minimum-liability?locale=en' \
  --header 'Accept: application/json'

Available endpoints

A sourced response

This example is generated from the same reviewed claim as the live guidance endpoint. Dollar amounts below are coverage limits, not premiums or quotes.

{
  "api_version": "v1",
  "brand": "QuoteMoto",
  "content_id": "california-minimum-liability",
  "content_revision": "2026-08-07.1",
  "locale": "en",
  "jurisdiction": "US-CA",
  "text": "Standard California auto liability minimums are $30,000 bodily injury per person, $60,000 per accident and $15,000 property damage.",
  "limits_usd": {
    "bodily_injury_per_person": 30000,
    "bodily_injury_per_accident": 60000,
    "property_damage": 15000
  },
  "limitations": [
    "Coverage limits are not premiums or quotes.",
    "This describes standard liability minimums, not every statutory program or an individual's requirements.",
    "Liability coverage does not include comprehensive or collision."
  ],
  "canonical_page": "https://www.quotemoto.com/en/california",
  "sources": [
    {
      "id": "california-minimum-liability",
      "publisher": "California Department of Motor Vehicles",
      "url": "https://www.dmv.ca.gov/portal/vehicle-registration/insurance-requirements/",
      "verified_on": "2026-08-07",
      "review_expires_at": "2027-01-02T00:00:00.000Z"
    }
  ],
  "review_expires_at": "2027-01-02T00:00:00.000Z",
  "disclaimer": "Educational guidance only. Confirm applicable requirements with the official source or an insurance professional."
}

Open this language’s live response

Requests, caching and errors

Responses include Content-Language, an ETag and a cache lifetime of at most 300 seconds, shortened to the remaining source-review window. Send If-None-Match with the ETag to revalidate; a matching current response returns 304 without a body. HEAD returns headers without a body.

Check review_expires_at before presenting a response as current. This is an exclusive UTC timestamp. verified_on records a source check, not the effective date of a law. content_revision identifies the content edition; API v1 identifies the interface.

These errors use application/problem+json and Cache-Control: no-store. Unknown paths use the website’s normal 404 response. Extra query fields are rejected rather than echoed.

There is no published throughput guarantee or custom per-client quota. Cache public responses, use bounded retries, and respect any infrastructure Retry-After header. This service does not require customer accounts.

Scope and privacy

• Public guidance only. No premiums, insurer rankings, underwriting eligibility, policy purchase or SR-22 filing.
• No names, email addresses, phone numbers, VINs, street addresses or driver profiles are required or accepted as inputs.
• Standard liability guidance does not cover every statutory program or individual situation. Confirm applicable requirements with the official source or a licensed insurance professional.

How this relates to the website and MCP

The website, this API and the MCP city-guidance tool share the reviewed claim reader. QuoteMoto’s existing MCP service is a separate tool interface; its filing-derived RateFoundry estimates are outside this public JSON contract. An API read or a link to the website does not create a lead or consent to contact.

MCP endpoint: https://mcp.quotemoto.com/api/mcp
Uses MCP POST messages; opening it as an ordinary web page is not a tool invocation.