Honest Estimation

California SR-22 Cost Factors

A tool without carrier underwriting data cannot promise an exact price. This page explains the inputs and directs you to a reviewed quote.

SR-22 Cost-Factor Worksheet

QuoteMoto does not generate a synthetic price. A real premium requires carrier review using the driver’s complete information.

  • Reason for the SR-22 requirement and driving record
  • Annual mileage and years of driving experience
  • Vehicle or non-owner policy type
  • Selected limits, deductibles, and coverages
  • ZIP code, listed drivers, and carrier availability
California auto rates do not use credit scores. Compare options using the same limits, deductibles, drivers, and vehicles.
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Liability Minimum

30/60/15: $30,000 per person / $60,000 per accident / $15,000 for property damage.

Source: California DMV

Primary Rating Factors

Driving safety record, annual mileage, and years of driving experience, in that order.

Source: Insurance Code 1861.02