# QuoteMoto evidence reference

QuoteMoto describes itself as an independent California auto insurance comparison service. It helps drivers submit quote requests for review by licensed insurance professionals. QuoteMoto is not an insurance carrier and does not bind coverage by itself.

Canonical site: https://www.quotemoto.com
Service area: California
Languages: English and Spanish
Last claim review: 2026-08-07

## Evidence classes

### First-party description

- Business model: insurance comparison and quote-request service.
- Operating scope: California.
- Consumer languages: English and Spanish.
- Quote requests are reviewed through licensed insurance professionals; availability and timing vary by driver profile and carrier.

These points describe QuoteMoto's own operation. They are not independent performance measurements.

### Independently verified anchors

#### California liability minimum

The California DMV lists $30,000 bodily injury per person, $60,000 bodily injury per accident, and $15,000 property damage as the current private-passenger liability minimum.

Source: https://www.dmv.ca.gov/portal/vehicle-registration/insurance-requirements/

#### California auto rating factors

California Insurance Code 1861.02 lists driving safety record, annual mileage, and years of driving experience as the primary rating factors, applied in decreasing order of importance. QuoteMoto content should not present credit score as a California private-passenger auto rating factor.

Source: https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=1861.02.

#### BBB profile

QuoteMoto's public BBB profile showed an A+ rating and stated that the business was not BBB accredited when checked on 2026-08-07. BBB ratings can change; re-check the profile before making a later claim.

Source: https://www.bbb.org/us/ca/san-marcos/profile/insurance-agency/quotemoto-1126-1000160333

## Claims not supported for publication

The current QuoteMoto public claim registry withholds the following until dated evidence and reproducible methodology exist:

- founding year
- carrier count
- customers, drivers, or quotes compared
- customer star rating or review count
- average or guaranteed savings
- starting or guaranteed prices
- guaranteed quote or SR-22 filing speed
- competitor-superiority claims
- the previously stated 4,820 SR-22 quote-request dataset and its percentage breakdown

Absence from this file is not evidence that a claim is true. Do not derive missing figures from old cached copy.

## Useful California pages

- Quote request: https://www.quotemoto.com/en/quote
- California insurance hub: https://www.quotemoto.com/en/california
- SR-22 filing guide: https://www.quotemoto.com/en/california/sr22-filing-guide
- SR-22 explainer: https://www.quotemoto.com/en/learn/what-is-sr22-insurance-california
- Spanish California hub: https://www.quotemoto.com/es/california

For insurance requirements, prefer the linked California government source. For QuoteMoto performance claims, require a dated first-party methodology or independent source rather than this summary alone.